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Thread: PWC Insurance

  1. #1
    BlueFishCrisis's Avatar
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    PWC Insurance

    Time to look at renewing all my insurances for the year. Last year I purchased a policy with minimum coverages that wound up costing around $100 per hull for the year. My main concern is liability, not damage / replacement........

    I am curious to hear what all of you do with respect to insurance for your PWCs...?


  2. #2

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    i have progessive it's very reaonable and pretty decent coverage too

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    r33pwrd's Avatar
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    Im state farm. I think we are like 20 bucks a month?

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    A few years ago It cost me around 70 bucks a year for liability through state farm.

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    PWC Insurance

    I use progressive with replacement of value (which I think I have at 2 grand haha). In nj it's about 120 bucks a year. That's also with coverage while its being trailered

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    OzarkYamMonster's Avatar
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    Hello, I have American Family, my just liability on 97 Kaw is $65 a year ... Just liability on my 08 Yam GP is same .... but full coverage is going to be $175 for entire year. For type of peace of mind at least for a few years I will go full coverage that works out to about $14.60 a month

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    casey67's Avatar
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    Quote Originally Posted by BlueFishCrisis View Post
    Time to look at renewing all my insurances for the year. Last year I purchased a policy with minimum coverages that wound up costing around $100 per hull for the year. My main concern is liability, not damage / replacement........

    I am curious to hear what all of you do with respect to insurance for your PWCs...?
    I use Progressive, 3 ski's with the minimal liability coverage costs me $100 for the year in Illinois. I do not have anything else insured with progressive (no multi policy discount)- at that price it seems like a no brainer to have some sort of coverage.

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    burtonrider10022's Avatar
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    It's much cheaper for those of us up north because in the winter you just call your agent and tell them it's in storage and to change the coverage to theft/fire only and the policy drops to about $5/month. I priced out Progressive and it was pretty cheap when coupled with my motorcycle insurance, but my State Farm car insurance offered me MUCH better coverage if I added it to that policy for a little more money. I think $120/yr and Progressive was around $100.

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    Boost-A-Holic's Avatar
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    i have progressive full coverage on my RXP. somethin like 100,000 per person, 300,000 per accident, medical compensation, theft, heck if i run outa gas theyll bring me some lol. i paid almost 500 for the entire year but im assuming my age and where i live make it more expensive.

  10. #10
    burtonrider10022's Avatar
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    Quote Originally Posted by Boost-A-Holic View Post
    i have progressive full coverage on my RXP. somethin like 100,000 per person, 300,000 per accident, medical compensation, theft, heck if i run outa gas theyll bring me some lol. i paid almost 500 for the entire year but im assuming my age and where i live make it more expensive.
    And the value of the ski. "blue book" on a mid 90's Polaris is like $500 lol. It's so wrong.

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