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Thread: Insurance

  1. #1
    xcduetester's Avatar
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    Insurance

    Hey all~~~am insurance shopping (ick), any advice/pointers would be appreciated. What are you paying and with who?? Thanks~~


  2. #2
    ramnj's Avatar
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    I use United Marine Underwriters and pay $248 a year for full coverage on my RXP and double trailer.

  3. #3
    Vman's Avatar
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    I went through the AWA (Reed Brothers)- have 2 RXT's covered for 300/300K for around $500. Had Ski safe before that, they were pretty decent too.

    Coverages vary alot- you gotta be a smart shopper. The AWA gave me 300K of coverage for the same price as Ski safe's 100K coverage w/ less restrictions.

    I think general rule of thumb though: full coverage= $250 to $300 on a newer ski, that's in the Northeast.

  4. #4
    Moderator boataddict's Avatar
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    You guys are lucky.
    There is only one game in town for insurance on a RXP in Canada.
    Marine Expert costs $800 a year.

  5. #5
    Resident Jicky Jack Jeff C's Avatar
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    $185/year for a $mill liability and full coverage RXP/Trailer. American Family insurance.

    But I have all my policies with them..........

    If they think the boat will go over 55 mph, they will not insure it.

    I had to tell them when I first insured it "I am not sure how fast it will go, but I would guess it was under 55"

  6. #6
    SpeedStang95's Avatar
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    I have boat US 165.00 full coverage 05 RXP a year

  7. #7

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    I use a broker Crosslands General Ins and pay $305 cdn for an 04 RXP

  8. #8
    xcduetester's Avatar
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    insurance

    Thanks~~~~~called several of the companies mentioned but none would insure in Florida???
    The best I could do was Progressive Direct, $315 per year.
    Bodily Injury/ Property Damage 25,000 per person
    50,000 per accident
    Medical 10,000
    Comprehensive/Thieft
    Collision
    $500 deductible
    Didn't get as good a price as some of you but maybe that is because our riding season is longer???
    Now I'm officially insurance poor~Health~Auto~PWC=OUCH

  9. #9
    Moderator boataddict's Avatar
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    North 49,
    Does the Ins company know how fast the RXP is?
    There are lots of companies that will insure watercraft but I could only find one that would insure the RXP knowing how fast it can go.

  10. #10
    Moderator Franko's Avatar
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    I've heard the PWC theft rate in Florida is the reason for the high prices and lack of insurability.

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