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Thread: Insurance?

  1. #1
    Piraya33's Avatar
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    Exclamation Insurance?

    Sorry, I didn't know where to post this.

    I got a quote from Progressive to cover my (2) 2005 FX HO Cruisers and they are FREAKIN' HIGH!!! They wanted $950 for the year! I thought this was very high. My wife and I are 27yrs old, no accidents, no claims, no tickets. I store them in my garage in N. Central FL (No bad hurricane winds here).
    WTF? The guy I bought them from lived right by the beach (2min away) and he showed me his progressive policy and it was only $450/yr for both Cruisers and trailer!

    Can ya'll tell me what you guys pay for your waverunners? Thanks in advance!


  2. #2
    H MAN's Avatar
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    Dude try Geico. Progressive is always high. And get only Comprehensive coverage.

  3. #3
    Progressive is a shit company to deal with anyways, go elsewhere. I have a rider on my homeowners insurance and it only costs me around $200 a year for my GPR.

  4. #4
    Piraya33's Avatar
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    A rider on your policy? What is that? I have my homeowner's through State Farm.

  5. #5
    mjh3ides's Avatar
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    A friend of mine uses Progressive for his VX Cruiser, and he pays about $360yr here in SE FL. You may want to get a quote from Boat US. I had a 28' Sailboat insured by them that sank during hurricane Francis. Even with thousands of claims to deal with, they had an adjuster out within 24hrs and a check in my hand in a couple weeks.

  6. #6
    Beagleman62's Avatar
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    Quote Originally Posted by H MAN View Post
    Dude try Geico. Progressive is always high. And get only Comprehensive coverage.
    I have Progressive and pay 264.00/year on my Ultra250X. (with $300,000 limits) It's a full coverage direct replacement policy. If it's a total loss or is stolen, I get the cost of a new one and not some depreciated figure. HMan,
    Why would you say to get comprehensive coverage only?
    This day and time, I wouldn't get on a ski without liability coverage.
    Anything can happen (and usually does) There are also WAY too many ambulance chasing lawyers out there to ride without full coverage.

  7. #7
    NJ Kid GP1300R's Avatar
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    I have 4- cars(new), 2- motorcycles(new) 2- mc trialer sorry NO insur!(2-ski's)

  8. #8
    it's funny how insurane works! I had Boat us but what a pain in the ass! they had a different policy and seperate payment for all 5 of my vessels, no combining . so I went to progressive for 1 easy payment for the ski's but I left the big boat with Boat US cause they seem more informed on stuff like that Z

  9. #9
    wolfmad's Avatar
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    I use American Modern thru AWA
    $195/yr on 05 LTD

  10. #10
    Kaybat's Avatar
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    gotta shop around....fla is ALWAYS high....they know your riding most of the year....my 03 GTX was around 300 yr(no theft)progressive...

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