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  1. #1

    Who/Do you insure your modified jet-ski?

    Who do you use for insurance for your ski? I was going to through Geico/Skisafe, but they will not insure anything with performance (engine) modifications.

    If you could give your rate/ski/age, that would also be useful in this shopping process.


  2. #2
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    2008 SeaDoo RXT-X with R&D performer kit, plus a few other things. I insure with State Farm. I have fixed value insurance at $15,000. This covers the ski and trailer, and I think the deductible is $500. What that means is if the ski is a total loss, they pay $15,000.......even if its 3 years old...or more. The value is fixed for as long as I hold the policy.

    This cost me $30 a month, but I have home owners, 2 cars, 1 trailer, and 1 motorcycle, all on the same policy. And I've been with them for years.

    They don't ask about mods, and its not my business to tell them. They also don't care if I race, or what I do with it. If its wrecked, I get $15,000, end of story.

  3. #3
    inchadeboca's Avatar
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    99% of insurance co.'s that i know of will not insure ANY modded ski's.

  4. #4
    I am seeing more along the lines of inchadeboca, and I'm not sure that don't ask don't tell applies, though I really wish it did. Or that I was over 25.

  5. #5
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    Quote Originally Posted by inchadeboca View Post
    99% of insurance co.'s that i know of will not insure ANY modded ski's.
    Define modded....

    Who says my ski is modded

  6. #6
    inchadeboca's Avatar
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    Quote Originally Posted by iflyems View Post
    Define modded....

    Who says my ski is modded
    mine is insured, but not modded either

  7. #7
    Rehab'ed Ron sixtydashone's Avatar
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    yah i was going to say.. how do they know its modded?

    its a good thing i really dont have anything done.. lol

  8. #8
    They know because they ask. You can lie on your taxes too, but then you end up in prison. And the guys that are guilty of fraud are not on top of the prison food chain.

  9. #9
    Oh, and an RXP, too. Ballin Ultras's Avatar
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    My insurance is my Bank of America bank account. Over a decade of PWC owning and it hasn't let me down yet.

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